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When entering the field I found it very difficult to find any information about consumer credit risk so I thought I should write a wikipedia entry for others in the same situation as I was.
If you work in the field please add as much as you can, and edit my attempts where needed. I have cared more about fleshing out the page than about exact detail, so please do not be offended if I have been unintentionally inaccurate in my haste.